Adjust your retirement planning to meet the need not only for more funds over a longer lifespan, but more opportunities to fulfill your dreams. Of course, a successful retirement means having the funds. But what many people don’t realize is that happiness is also about being around those who matter to you, which is also very important for your mental, emotional and physical health. Social interactions are what keep us going, and with so much more time possibly on your side, you want retirement planning that helps you realize what truly matters to you. So maybe your goals aren’t concentrated on a world tour as much as they are about how you can find fulfillment and connection every day of your retired life. You might have to adjust your goals.

Changes to health can occur without warning, turning your retirement upside down. Plan for rising healthcare costs, so your healthspan and lifespan match. A 55-year-old couple today can expect to pay more than $1 million for healthcare costs during their retirement. In this new age of longevity, you have to include rising healthcare costs in your retirement planning as never before. These costs can include over-the-counter medications, long-term care, and dental care, for starters. The healthier and more independent you can remain, the lower your future spending will be.

Changes to health can occur without warning, turning your retirement upside down. Plan for rising healthcare costs, so your healthspan and lifespan match. A 55-year-old couple today can expect to pay more than $1 million for healthcare costs during their retirement. In this new age of longevity, you have to include rising healthcare costs in your retirement planning as never before. These costs can include over-the-counter medications, long-term care, and dental care, for starters. The healthier and more independent you can remain, the lower your future spending will be.

The “rules of engagement” for those who have reached their 50s and 60s has changed. Here’s a look at how to make internet dating for seniors work for you. It’s easy to give into loneliness and surrender to isolation, but the hunt is more fun if you bring the right attitude, questions and desire to find the right one. Just have fun with it! Attention hoteliers: Boomers seek employment because 27% or 18,900,000 of them want to work to fill their desires for a retirement purpose, income, and sociability—and they are ready to work when you need them. Your new pay grades are acceptable. Many don’t need your benefits because they have their own – Medicare. And their biggest motivation is to belong again and interact with people.

Boomers are looking for a retirement purpose. And the hospitality industry needs their work ethic, relational instincts and talents. Time to get together. Attention hoteliers: Boomers seek employment because 27% or 18,900,000 of them want to work to fill their desires for a retirement purpose, income, and sociability—and they are ready to work when you need them. Your new pay grades are acceptable. Many don’t need your benefits because they have their own – Medicare. And their biggest motivation is to belong again and interact with people.

It’s time to protect our mature workforce from extinction and take advantage of these experienced and wisdom-filled workers. Time to retire retirement!  It’s time to transition how we think about workforce-planning. We must get away from the misnomer that with age comes cognitive decline—thus the individual is no longer a “useful” member of the workforce and it’s time to retire—stepping aside so youth can advance and “cognitively” execute the necessary aspects of the job.

Does this sound familiar? “I know the time is coming. I just turned 55 and the time for my usefulness ...

FYI: don’t ever mention the word “Retirement” to a Baby Boomer as it carries a very negative connotation! The word ...